Cris and I are in a predicament. Cris's student loans are coming due in November. We have all but $500 saved up to pay them off in full. This is so great because besides our home, we would be COMPLETELY debt free. With the economy the way it is, we are wondering if it would be better to invest the large sum of money and make more than the monthly payment on our student loans, or pay the loans off in full.